How can I help
you today?
Straight answers on buying, refinancing, and investing — no jargon, no pressure. Ask me anything, any hour.
No SSN. No credit pull. Just a conversation.
Prefer a person? Call 949.300.0404 — I answer 24/7.
Buying a home
Know your real price range before you fall for a listing.
Already own
Lower the payment — or put your equity to work.
I'm Jack.
Finance degree from Iowa's Tippie College of Business. Analyst before I was ever a salesperson.
I cut my teeth underwriting investor deals — fix-and-flip, bridge, DSCR, new construction. Your numbers get an analyst's eye, not a pitch.
Today I'm with West Capital Lending in Irvine, building toward a branch of my own.
Call me at any hour. I mean the 24/7 part.
Three ways I can help.
Know My Buying Power
A clear price range and a real monthly number — before you shop.
Lower My Payment
See if a refi actually saves you money. If it doesn't, I'll say so.
Put My Equity to Work
HELOC or cash-out, compared side by side in plain English.
Loan options, minus the maze.
Purchase
First home or forever home — a clean path to keys.
Refinance
Same house, better math.
HELOC & Cash-Out
Your equity, working for you.
Jumbo
High-balance lending for high-value homes.
FHA & VA
Lower down payments and flexible paths to yes.
Investment & DSCR
Qualify on the property's income. This is where I came up.
The standard, not the sales script.
Analyst first.
Every recommendation starts with your numbers, not a quota.
Investor fluent.
DSCR, bridge, fix-and-flip — I speak the language.
Actually 24/7.
Escrow doesn't keep business hours. Neither do I.
Orange County, around the clock.
Serving all of Orange County
Newport Beach to Anaheim — and everywhere between.
949.300.0404Or book a time that suits you — my assistant confirms it on my calendar while you're still on the line.
Ready when you are.
Two minutes with my assistant gets you on my calendar. Or skip the line and call.